Photo essay
72 Hours in Binh Dinh
I returned to the agricultural community where I grew up to ask how much rural financial access has actually changed. Three days, six sites, one consistent answer.
Working record
Notes, models, prototypes, and positions.
Public policy does not arrive fully formed. This is the work around the formal research: what I observe in the field, what I test, what I build, and where I am willing to take a position.
Observe
Field Notes
Direct observations and conversations from rural Vietnam—the ground truth behind the larger policy arguments.
Test
Tools & Models
Interactive ways to interrogate an assumption. The inputs and logic stay visible so the result can be challenged.
Financial model
Rural Fintech ROI Calculator
Stress-test the viability of agent-banking networks by changing population, adoption, and transaction assumptions.
Comparative analysis
Province Digital Readiness Scorer
Compare provinces across connectivity, digital literacy, fintech adoption, and banking coverage.
Scenario model
Policy Scenario Simulator
Adjust four policy levers and see how their effects compound across a five-year adoption curve.
Build
Prototypes
Concrete proposals with delivery choices, budgets, timelines, and success measures—not just recommendations.
Argue
Positions
Evidence-backed opinions, thought experiments, and claims held strongly enough to defend—and lightly enough to revise.
Thought experiment
If I Were Director-General of Digital Economy
What I would actually do in the first 100 days: three pilots, one honest audit, and clear accountability for the outcome.
Running collection
“Policy expertise is built in public through clear arguments, empirical humility, and repeated revision.”